Hire an Attorney Early

We have written a few articles on when you should hire an attorney in the legal process.  However, earlier this week, we were reminded of the importance of hiring an attorney from the beginning. We were contacted by a potential client recently about a collection case...

What is a deficiency judgment after a repossession?

If you finance a vehicle purchase, or take a loan to buy a vehicle, you have to pay back that loan in accordance with the terms of the contract.  If you do not, the bank who loaned you the money will have a right to repossess the vehicle.  That means the bank will...

Fraud in Certified Preowned Cars

Almost all major vehicle manufactures have a Certified Preowned Program.  Generally, speaking, this is a manufacturers way of raising the price on late model vehicles.  It usually means the vehicle is no more than 3-4 years old and the purpose of the certified...

Common Problems with Used Cars

With the weather warming up, more people are getting outside, more people are shopping, more people are buying cars, and that means our phones are ringing more with used car problems.  This time of year always causes us to start wondering, “Is there a used car...

Repossession Letters

Most people who buy a new or used car have to finance the vehicle through a bank.  In other words, they take a loan to buy the car and then pay the loan back over a set number of years.  Some people fall on hard times and can’t afford to make the monthly...

Hidden Price Hikes on Car Purchases

Not much surprises us anymore when it comes to things car dealerships will do to defraud consumers out of money.  We have been doing this for too long.  However, it has been surprising lately to see that dealerships are starting to charge more for a used car during...

#1 Item to Determine a Valid Repossession

As part of our Auto Fraud cases, people contact our office all the time about defective cars they purchased.  We also receive phone calls about vehicles being repossessed.  The car owner fell on hard times and stopped paying their car loan.  As such, the bank sent a...

Never Purchase Gap Insurance

A few weeks ago, we explained the purpose of Gap Insurance and a possible bad faith legal claim you might have against the Gap Insurance company if it refuses to pay on your claim.  See that post HERE. If you happen to find this post before you bought the Gap...