Damage to Vehicle by a Repair Shop

Generally speaking, we handle used car cases when an individual buys a used car only to find out after the sale that the car is suffering from a serious defect.  However, there are more potential causes of action that can arise from used cars than those that arise at...

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Debt Collection Defense Attorneys

The bulk of our caseload at Morrow & Artim PC is defending individuals who are sued by collection agencies.  We see lawsuits from Cavalry, LVNV Funding, Midland Funding and Portfolio Recovery Associates every day.  These guys are the large debt buyers and it appears...

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Bad Language in Car Contracts

Sadly, we lost a case the other week in Fayette County, Pennsylvania.  Here are the basic facts:  Our client purchased a used car from a local dealership that is known to sell questionable vehicles.  The next day, the car started exhibiting engine issues.  The...

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Getting a Refund from a Car Dealership

We receive calls almost daily from individuals who bought used cars that turned out to be crap.  Usually, the potential clients tell us one of two scenarios:  1.  He/she attempted to get a refund, but the dealership said, “No.”  2.  He/she attempted to get a refund,...

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Beating an Arbitration Clause

Along with lemon law cases and suing car dealerships for bad used cars, we represent clients who have lost their cars to repossession when they failed to pay their financing contracts. Pennsylvania law provides specific guidelines that banks have to follow when...

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5 Steps to Beat LVNV Funding in Court

LVNV Funding is a junk debt buyer that we used to deal with on a daily basis.  They fell under the radar for a few years and now appear to be making a comeback.  We've seen dozens of LVNV cases being filed across western Pennsylvania in the last few weeks.   Below,...

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Who is Cavalry SPV?

We're getting lots of cases from Cavalry SPV.  These cases are being filed in District Justice Court and the Court of Common Pleas.  In most instances, Cavalry is being represented by the fine attorneys at Apothaker Scian.   You've never had an account with Cavalry,...

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Keeping Records of Car Damage

Did you recently buy a new or used car and now you are experiencing problems?  Maybe your transmission is slipping, the car is making a weird noise, or a mechanic found frame damage?  These are all potentially legal issues and you may have a case against the...

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What’s Wrong with My Car?

Lots of used cars have problems.  The older they get, the more problems they have.  Most of the time, for those who have been driving for a long time, narrowing down the issue or defect isn't that hard.  Professional mechanics can often times just hear the defect and...

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2 Ways to Know If Your Car Is A Lemon

Did you recently buy a new or used car that has problems?  Have you contacted the dealership and been told there is nothing they can do?  Have you taken your car into the shop a bunch of times and you are still having problems?  These are common scenarios we hear all...

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Should I Negotiate with a Debt Collector?

We've received many inquiries this week about negotiating with debt collectors.  Let's get right to it... if you are sued by a debt collector, or even if you've received a phone call or a letter from them, you SHOULD NOT negotiate with them by yourself.   I'm not...

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What is a deficiency judgment after a repossession?

If you finance a vehicle purchase, or take a loan to buy a vehicle, you have to pay back that loan in accordance with the terms of the contract.  If you do not, the bank who loaned you the money will have a right to repossess the vehicle.  That means the bank will...

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Fraud in Certified Preowned Cars

Almost all major vehicle manufactures have a Certified Preowned Program.  Generally, speaking, this is a manufacturers way of raising the price on late model vehicles.  It usually means the vehicle is no more than 3-4 years old and the purpose of the certified...

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Common Problems with Used Cars

With the weather warming up, more people are getting outside, more people are shopping, more people are buying cars, and that means our phones are ringing more with used car problems.  This time of year always causes us to start wondering, "Is there a used car without...

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Repossession Letters

Most people who buy a new or used car have to finance the vehicle through a bank.  In other words, they take a loan to buy the car and then pay the loan back over a set number of years.  Some people fall on hard times and can't afford to make the monthly payment.  If...

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Hidden Price Hikes on Car Purchases

Not much surprises us anymore when it comes to things car dealerships will do to defraud consumers out of money.  We have been doing this for too long.  However, it has been surprising lately to see that dealerships are starting to charge more for a used car during...

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District Justice Judgments

We've had a number of calls over the last few weeks from people who think they are being sued with a new lawsuit.  As the consultation goes on, the client inevitably says "I was sued for this claim years ago".  At that point, we need to take a look at the docket and...

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#1 Item to Determine a Valid Repossession

As part of our Auto Fraud cases, people contact our office all the time about defective cars they purchased.  We also receive phone calls about vehicles being repossessed.  The car owner fell on hard times and stopped paying their car loan.  As such, the bank sent a...

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Should I Pay This Debt?

We get calls every day asking us to negotiate debt.  For some people, paying debt is a good idea.  For others, its not such a good idea.   Most people do not realize the nature of debt.  The typical phone call goes like this..."Attorney Artim, I have a debt with Chase...

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304 Ross Street, 7th Floor
Pittsburgh, PA  15219

1751 Lincoln Highway
North Versailles, PA  15137

Phone: 412-823-8003
Toll Free:  1-888-536-6644
Fax:  412-386-3184

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Case Review

Facing a Consumer Law Issue? Contact our office at 412-823-8003 for a consultation. We offer a free consult for Credit Card, Illegal Debt Collection and Vehicle claims. There is also no charge for a National Collegiate Student Loan lawsuit consult.