CACH is back

CACH is back

CACH is a junk debt buyer that we used to deal with all the time.  They were a step above other debt buyers… it seemed that they always had a few more documents than other companies did.  They were a threat to consumers.  We had great success against them, but...

Bad Envelope = FDCPA Violation

Douglass v Convergent Outsourcing Third Circuit Court of Appeals The Third Circuit Court of Appeals on August 28, 2014 issued a precedential opinion in the case of Douglass v Convergent Outsourcing f/k/a ER Solutions, Inc. Douglass filed an action against Convergent...

Keep Your Envelopes

Now that the Court has spoken on this issue, it is a violation for a debt collector to disclose on the outside of an envelope (or if you can see it through the envelope window) any personal information other than the debt collector’s address. This can include a...