Credit Reporting

Bad Envelope = FDCPA Violation

Douglass v Convergent Outsourcing Third Circuit Court of Appeals The Third Circuit Court of Appeals on August 28, 2014 issued a precedential opinion in the case of Douglass v Convergent Outsourcing f/k/a ER Solutions, Inc. Douglass filed an action against Convergent Outsourcing for sending a collection letter using a window envelope that exposed Mr. Douglass’s…

Credit Card Lawsuit

Who is Cavalry SPV?

We’re getting lots of cases from Cavalry SPV.  These cases are being filed in District Justice Court and the Court of Common Pleas.  In most instances, Cavalry is being represented by the fine attorneys at Apothaker Scian.   You’ve never had an account with Cavalry, you’ve never had a contract with them, they’ve never lent…

CACH is back
Junk Debt Buyers

CACH is back

CACH is a junk debt buyer that we used to deal with all the time.  They were a step above other debt buyers… it seemed that they always had a few more documents than other companies did.  They were a threat to consumers.  We had great success against them, but it was definitely a more…