Auto Fraud

Spot Deals (Yo-Yo) Explained

There are two primary ways to purchase a vehicle under Pennsylvania Law:  pay cash or finance.  In a typical Vehicle Finance Agreement, or Retail Installment Sales Contract, the dealership acts as the bank entering the Agreement to “loan” you the money needed to buy the car.  However, if the dealership holds that loan, it take…

Student Loan Law Conference
Student Loans

Student Loan Law Conference

I’ve just returned from a Student Loan Law Conference offered by student loan law gurus Josh Cohen and Jay Fleischman.  The conference was a refresher/update course for those few of us who handle student loan issues.  We discussed several topics, including changes to the Income Driven Repayment programs, how to get the word out about…

Auto Fraud

DriveTime Is Now In Pittsburgh

One of the Country’s largest “Buy Here, Pay Here” dealerships is now in Pittsburgh, Pennsylvania.  DriveTime Automotive Group, Inc., better known simply as DriveTime, is a used car dealerships that almost guarantees to finance anyone who walks in the door.  Much like JD Byrider, who has been selling cars in Pittsburgh for years, DriveTime caters…

CACH is back
Junk Debt Buyers

CACH is back

CACH is a junk debt buyer that we used to deal with all the time.  They were a step above other debt buyers… it seemed that they always had a few more documents than other companies did.  They were a threat to consumers.  We had great success against them, but it was definitely a more…

Auto Fraud

Car Issues from Oil Changes

  At Morrow and Artim, P.C., we handle a lot of cases against car dealerships for auto fraud and warranty issues.  However, occasionally, we also receive calls from potential clients with vehicle issues that resulted from an oil change.  The typical facts are these: “I took my car to get the oil changed.  They gave…

Auto Fraud

Timing Used Car Fraud

Pennsylvania law, provides a quite a bit of protection for people buying used cars.  Some of the strongest claims involve pre-existing conditions that exist at the time of sale, but are not discovered until after you have signed the paperwork and bought the car.  In order to sue a Used Car Dealer for failing to…