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For today’s blog post I want to talk about some general collection issues and terms that we get asked about quite often. Let’s start with the Statute of Limitations. The Statute of Limitations (SOL) for credit card debt in Pennsylvania is 4 years (3 years on some cases). Well, 4 years from when, exactly? The…
The mailman knocks at the door. You answer and he says “sign this please”. Hesitating, you sign the green card. Its a letter from your local District Justice. You open it to find that you are being sued by Midland Funding, LLC. Who in the world is that? You’ve never received a letter…
We get many calls about judgments and Statute of Limitations in Pennsylvania. Most people say “the judgment is over 4 years old, so why are they still trying to collect?” The error there is the mixed combination of legal theories. A statute of limitations applies to the amount of time that a creditor…